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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $125 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,523 | $58,895-44.8% | $178,503-81.8% | $73,497-55.7% |
| Participation rate | 58.0% | 66.2%-8.2pp | 81.9%-23.9pp | 70.7%-12.7pp |
| Annual return | 25.71% | 24.86%+0.8pp | 151.12%-125.4pp | 28.51%-2.8pp |
| Employer contribution / active EE | $2,700 | $2,236+20.8% | $5,011-46.1% | $2,270+19.0% |
| Participant deferral / active EE | $4,591 | $2,567+78.9% | $5,202-11.7% | $3,740+22.8% |
| Admin fee / account holder | $135 | $400-66.3% | $13,987-99.0% | $513-73.7% |