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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,619 | $52,967-53.5% | $172,753-85.7% | $65,186-62.2% |
| Participation rate | 61.9% | 66.2%-4.3pp | 82.6%-20.8pp | 70.2%-8.3pp |
| Annual return | 32.30% | 30.12%+2.2pp | 803.00%-770.7pp | 29.39%+2.9pp |
| Employer contribution / active EE | $2,701 | $2,190+23.3% | $5,144-47.5% | $2,177+24.1% |
| Participant deferral / active EE | $4,510 | $2,471+82.5% | $5,198-13.2% | $3,514+28.3% |
| Admin fee / account holder | $1,403 | $472+197.2% | $13,956-89.9% | $847+65.6% |