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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,431 | $76,407+7.9% | $150,298-45.2% | $82,4480% |
| Participation rate | 54.4% | 66.4%-12.0pp | 77.8%-23.3pp | 68.1%-13.6pp |
| Annual return | 14.06% | 39.99%-25.9pp | 62.79%-48.7pp | 41.64%-27.6pp |
| Employer contribution / active EE | $2,607 | $2,614-0.3% | $4,154-37.3% | $2,551+2.2% |
| Participant deferral / active EE | $6,736 | $3,214+109.6% | $5,453+23.5% | $4,139+62.7% |
| Admin fee / account holder | $27,125 | $6,352+327.0% | $14,116+92.2% | $7,234+274.9% |