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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,655 | $63,354-9.0% | $94,105-38.7% | $82,637-30.2% |
| Participation rate | 75.9% | 63.8%+12.0pp | 71.9%+3.9pp | 68.1%+7.8pp |
| Annual return | 26.14% | 34.36%-8.2pp | 204.55%-178.4pp | 53.51%-27.4pp |
| Employer contribution / active EE | $4,429 | $1,760+151.7% | $2,504+76.8% | $2,552+73.5% |
| Participant deferral / active EE | $8,490 | $2,873+195.5% | $3,881+118.8% | $4,126+105.8% |
| Admin fee / account holder | $986 | $5,073-80.6% | $6,199-84.1% | $7,339-86.6% |