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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,141 | $110,248-87.2% | $95,728-85.2% | $139,456-89.9% |
| Participation rate | 40.0% | 75.7%-35.7pp | 72.3%-32.3pp | 80.3%-40.3pp |
| Annual return | 213.46% | 27.16%+186.3pp | 28.40%+185.1pp | 373.45%-160.0pp |
| Employer contribution / active EE | $1,587 | $3,258-51.3% | $2,835-44.0% | $4,753-66.6% |
| Participant deferral / active EE | $2,856 | $4,675-38.9% | $4,245-32.7% | $6,711-57.4% |
| Admin fee / account holder | $242 | $6,607-96.3% | $5,673-95.7% | $11,407-97.9% |