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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,020 | $174,379-26.0% | $152,093-15.2% | $138,895-7.1% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 19.16% | 74.86%-55.7pp | 66.36%-47.2pp | 145.39%-126.2pp |
| Employer contribution / active EE | $2,772 | $4,652-40.4% | $4,175-33.6% | $4,194-33.9% |
| Participant deferral / active EE | $6,841 | $6,159+11.1% | $5,451+25.5% | $6,396+6.9% |
| Admin fee / account holder | $2,934 | $16,880-82.6% | $14,497-79.8% | $12,562-76.6% |