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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,003 | $217,427-77.0% | $185,837-73.1% | $167,518-70.2% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.47% | 148.39%-130.9pp | 122.08%-104.6pp | 478.71%-461.2pp |
| Employer contribution / active EE | $1,629 | $5,874-72.3% | $5,168-68.5% | $4,838-66.3% |
| Participant deferral / active EE | $4,898 | $6,357-22.9% | $5,568-12.0% | $6,342-22.8% |
| Admin fee / account holder | $1,279 | $19,816-93.5% | $16,241-92.1% | $12,312-89.6% |