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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,324 | $175,231-59.3% | $149,696-52.4% | $139,466-48.9% |
| Participation rate | 91.7% | 83.4%+8.3pp | 78.8%+12.9pp | 80.3%+11.3pp |
| Annual return | 19.23% | 166.77%-147.5pp | 134.46%-115.2pp | 373.66%-354.4pp |
| Employer contribution / active EE | $3,369 | $5,478-38.5% | $4,821-30.1% | $4,754-29.1% |
| Participant deferral / active EE | $6,565 | $6,521+0.7% | $5,682+15.5% | $6,712-2.2% |
| Admin fee / account holder | $9,187 | $16,155-43.1% | $13,212-30.5% | $11,409-19.5% |