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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,208 | $183,592-52.5% | $155,574-43.9% | $145,877-40.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.89% | 61.37%-48.5pp | 64.87%-52.0pp | 551.28%-538.4pp |
| Employer contribution / active EE | $3,454 | $5,317-35.0% | $4,676-26.1% | $4,663-25.9% |
| Participant deferral / active EE | $8,113 | $6,466+25.5% | $5,629+44.1% | $6,691+21.3% |
| Admin fee / account holder | $2,316 | $19,316-88.0% | $15,914-85.4% | $13,402-82.7% |