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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,623 | $166,242-23.2% | $165,071-22.7% | $145,884-12.5% |
| Participation rate | 72.2% | 82.0%-9.8pp | 78.6%-6.4pp | 80.3%-8.1pp |
| Annual return | 8.08% | 100.44%-92.4pp | 70.17%-62.1pp | 551.85%-543.8pp |
| Employer contribution / active EE | $6,983 | $5,283+32.2% | $4,347+60.6% | $4,662+49.8% |
| Participant deferral / active EE | $3,924 | $6,964-43.6% | $6,035-35.0% | $6,690-41.3% |
| Admin fee / account holder | $946 | $16,658-94.3% | $12,695-92.5% | $13,392-92.9% |