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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,623 | $166,131-23.2% | $164,975-22.6% | $145,877-12.5% |
| Participation rate | 72.2% | 82.0%-9.8pp | 78.6%-6.4pp | 80.3%-8.1pp |
| Annual return | 8.08% | 100.37%-92.3pp | 70.12%-62.0pp | 551.28%-543.2pp |
| Employer contribution / active EE | $6,983 | $5,276+32.4% | $4,343+60.8% | $4,663+49.8% |
| Participant deferral / active EE | $3,924 | $6,962-43.6% | $6,033-35.0% | $6,691-41.3% |
| Admin fee / account holder | $946 | $16,648-94.3% | $12,688-92.5% | $13,402-92.9% |