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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,560 | $154,159-43.9% | $130,026-33.4% | $139,456-37.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 13.38% | 32.50%-19.1pp | -137.26%+150.6pp | 373.45%-360.1pp |
| Employer contribution / active EE | $6,941 | $5,292+31.2% | $4,321+60.6% | $4,753+46.0% |
| Participant deferral / active EE | $3,819 | $6,710-43.1% | $5,821-34.4% | $6,711-43.1% |
| Admin fee / account holder | $461 | $14,001-96.7% | $10,608-95.7% | $11,407-96.0% |