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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,218 | $217,432-79.2% | $185,849-75.7% | $167,536-73.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 21.14% | 148.42%-127.3pp | 122.10%-101.0pp | 478.82%-457.7pp |
| Employer contribution / active EE | $2,099 | $5,875-64.3% | $5,169-59.4% | $4,839-56.6% |
| Participant deferral / active EE | $3,275 | $6,357-48.5% | $5,569-41.2% | $6,342-48.4% |
| Admin fee / account holder | $1,297 | $19,818-93.5% | $16,244-92.0% | $12,315-89.5% |