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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,100 | $198,457-87.4% | $170,435-85.3% | $147,586-83.0% |
| Participation rate | 88.2% | 88.0%+0.3pp | 83.6%+4.6pp | 82.8%+5.4pp |
| Annual return | 22.73% | 257.30%-234.6pp | 205.94%-183.2pp | 578.59%-555.9pp |
| Employer contribution / active EE | $2,248 | $6,183-63.6% | $5,432-58.6% | $4,876-53.9% |
| Participant deferral / active EE | $3,814 | $5,629-32.2% | $4,939-22.8% | $5,439-29.9% |
| Admin fee / account holder | $592 | $16,852-96.5% | $13,881-95.7% | $10,886-94.6% |