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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,289 | $202,342-76.1% | $172,753-72.0% | $152,909-68.4% |
| Participation rate | 76.5% | 87.1%-10.6pp | 82.6%-6.2pp | 82.5%-6.0pp |
| Annual return | 24.69% | 1029.88%-1005.2pp | 803.00%-778.3pp | 345.46%-320.8pp |
| Employer contribution / active EE | $2,865 | $5,857-51.1% | $5,144-44.3% | $4,764-39.9% |
| Participant deferral / active EE | $5,225 | $5,948-12.2% | $5,198+0.5% | $5,851-10.7% |
| Admin fee / account holder | $1,715 | $17,112-90.0% | $13,956-87.7% | $11,601-85.2% |