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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,517 | $180,459-81.4% | $154,108-78.3% | $135,380-75.2% |
| Participation rate | 63.6% | 87.4%-23.8pp | 83.0%-19.4pp | 82.6%-19.0pp |
| Annual return | -7.09% | 888.21%-895.3pp | 735.21%-742.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,100 | $6,035-65.2% | $5,298-60.4% | $4,779-56.0% |
| Participant deferral / active EE | $3,364 | $5,806-42.1% | $5,081-33.8% | $5,609-40.0% |
| Admin fee / account holder | $1,042 | $16,145-93.5% | $13,411-92.2% | $10,828-90.4% |