Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,647 | $81,457+100.9% | $103,378+58.3% | $80,911+102.3% |
| Participation rate | 60.0% | 66.8%-6.8pp | 74.5%-14.5pp | 67.6%-7.6pp |
| Annual return | 9.28% | 25.58%-16.3pp | 24.91%-15.6pp | 35.63%-26.4pp |
| Employer contribution / active EE | $1,897 | $3,107-38.9% | $3,870-51.0% | $2,756-31.2% |
| Participant deferral / active EE | $3,443 | $3,871-11.1% | $5,058-31.9% | $4,297-19.9% |
| Admin fee / account holder | $7,041 | $6,717+4.8% | $8,401-16.2% | $6,935+1.5% |