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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,793 | $64,719+85.1% | $112,249+6.7% | $68,486+74.9% |
| Participation rate | 60.5% | 67.2%-6.6pp | 75.1%-14.5pp | 67.9%-7.4pp |
| Annual return | -17.13% | -11.40%-5.7pp | 27.48%-44.6pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,783 | $2,747-35.1% | $3,636-51.0% | $2,597-31.3% |
| Participant deferral / active EE | $3,197 | $3,565-10.3% | $4,729-32.4% | $4,028-20.6% |
| Admin fee / account holder | $1,806 | $5,232-65.5% | $6,412-71.8% | $5,404-66.6% |