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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,785 | $65,364+51.1% | $92,909+6.3% | $72,975+35.4% |
| Participation rate | 61.2% | 68.3%-7.1pp | 76.0%-14.8pp | 69.5%-8.3pp |
| Annual return | 44.50% | 42.11%+2.4pp | 109.44%-64.9pp | 81.01%-36.5pp |
| Employer contribution / active EE | $966 | $2,594-62.8% | $3,653-73.6% | $2,440-60.4% |
| Participant deferral / active EE | $1,936 | $3,128-38.1% | $4,238-54.3% | $3,608-46.3% |
| Admin fee / account holder | $1,933 | $4,251-54.5% | $5,795-66.6% | $5,124-62.3% |