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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,842 | $57,305-63.6% | $86,640-75.9% | $75,173-72.3% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 13.75% | 2674.24%-2660.5pp | 592.52%-578.8pp | 160.72%-147.0pp |
| Employer contribution / active EE | $1,089 | $2,316-53.0% | $3,024-64.0% | $2,671-59.2% |
| Participant deferral / active EE | $1,699 | $3,320-48.8% | $4,438-61.7% | $4,126-58.8% |
| Admin fee / account holder | $1,708 | $4,116-58.5% | $5,616-69.6% | $5,651-69.8% |