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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,938 | $54,355-65.2% | $82,744-77.1% | $68,486-72.3% |
| Participation rate | 68.8% | 63.9%+4.8pp | 72.6%-3.8pp | 67.9%+0.9pp |
| Annual return | -17.23% | -13.67%-3.6pp | 702.22%-719.4pp | -7.85%-9.4pp |
| Employer contribution / active EE | $916 | $2,219-58.7% | $3,008-69.5% | $2,597-64.7% |
| Participant deferral / active EE | $1,485 | $3,246-54.3% | $4,395-66.2% | $4,028-63.1% |
| Admin fee / account holder | $1,502 | $4,397-65.8% | $5,325-71.8% | $5,404-72.2% |