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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,652 | $65,423-71.5% | $98,477-81.1% | $85,856-78.3% |
| Participation rate | 68.6% | 65.0%+3.6pp | 73.3%-4.7pp | 69.3%-0.7pp |
| Annual return | 11.95% | 21.76%-9.8pp | 1493.59%-1481.6pp | 318.58%-306.6pp |
| Employer contribution / active EE | $846 | $2,168-61.0% | $2,961-71.4% | $2,565-67.0% |
| Participant deferral / active EE | $1,402 | $3,167-55.7% | $4,276-67.2% | $3,952-64.5% |
| Admin fee / account holder | $403 | $4,594-91.2% | $5,951-93.2% | $6,261-93.6% |