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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,492 | $71,878-36.7% | $86,698-47.5% | $68,486-33.6% |
| Participation rate | 73.4% | 72.2%+1.2pp | 76.6%-3.2pp | 67.9%+5.5pp |
| Annual return | -21.17% | 3.53%-24.7pp | 35.95%-57.1pp | -7.85%-13.3pp |
| Employer contribution / active EE | $1,402 | $2,173-35.5% | $2,837-50.6% | $2,597-46.0% |
| Participant deferral / active EE | $2,862 | $3,779-24.3% | $4,656-38.5% | $4,028-28.9% |
| Admin fee / account holder | $4,207 | $6,113-31.2% | $7,493-43.8% | $5,404-22.1% |