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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,534 | $72,492-39.9% | $87,104-50.0% | $72,975-40.3% |
| Participation rate | 65.1% | 72.8%-7.7pp | 76.9%-11.8pp | 69.5%-4.4pp |
| Annual return | 22.94% | 24.46%-1.5pp | 28.19%-5.2pp | 81.01%-58.1pp |
| Employer contribution / active EE | $1,496 | $1,894-21.0% | $2,521-40.7% | $2,440-38.7% |
| Participant deferral / active EE | $2,834 | $3,270-13.3% | $4,048-30.0% | $3,608-21.5% |
| Admin fee / account holder | $685 | $5,055-86.4% | $7,491-90.9% | $5,124-86.6% |