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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,806 | $78,423-19.9% | $95,964-34.6% | $79,856-21.4% |
| Participation rate | 63.8% | 73.5%-9.7pp | 77.1%-13.3pp | 69.6%-5.8pp |
| Annual return | 17.17% | 19.37%-2.2pp | 91.64%-74.5pp | 31.71%-14.5pp |
| Employer contribution / active EE | $1,277 | $1,945-34.4% | $2,541-49.8% | $2,471-48.3% |
| Participant deferral / active EE | $3,579 | $3,440+4.0% | $4,167-14.1% | $3,741-4.3% |
| Admin fee / account holder | $2,549 | $5,622-54.6% | $6,797-62.5% | $5,306-52.0% |