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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,230 | $86,919+8.4% | $102,457-8.0% | $80,911+16.5% |
| Participation rate | 98.0% | 72.4%+25.6pp | 76.5%+21.5pp | 67.6%+30.4pp |
| Annual return | 20.44% | 18.90%+1.5pp | 29.41%-9.0pp | 35.63%-15.2pp |
| Employer contribution / active EE | $6,835 | $2,368+188.6% | $3,022+126.2% | $2,756+148.0% |
| Participant deferral / active EE | $9,519 | $4,119+131.1% | $5,054+88.3% | $4,297+121.5% |
| Admin fee / account holder | $1,667 | $8,049-79.3% | $9,451-82.4% | $6,935-76.0% |