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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,790 | $157,296-51.2% | $141,191-45.6% | $152,897-49.8% |
| Participation rate | 65.0% | 84.8%-19.8pp | 82.5%-17.5pp | 82.5%-17.5pp |
| Annual return | 28.14% | 64.34%-36.2pp | 71.41%-43.3pp | 345.43%-317.3pp |
| Employer contribution / active EE | $9,694 | $5,262+84.2% | $4,736+104.7% | $4,764+103.5% |
| Participant deferral / active EE | $8,411 | $7,111+18.3% | $6,710+25.3% | $5,851+43.7% |
| Admin fee / account holder | $108 | $12,125-99.1% | $10,264-99.0% | $11,599-99.1% |