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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,020 | $127,387-77.2% | $115,038-74.8% | $125,389-76.9% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | -0.77% | 31.28%-32.1pp | 26.14%-26.9pp | 282.24%-283.0pp |
| Employer contribution / active EE | $5,197 | $5,166+0.6% | $4,608+12.8% | $4,866+6.8% |
| Participant deferral / active EE | $5,678 | $6,423-11.6% | $6,026-5.8% | $5,352+6.1% |
| Admin fee / account holder | $251 | $9,516-97.4% | $8,175-96.9% | $9,541-97.4% |