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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,264 | $88,754+22.0% | $81,820+32.3% | $145,877-25.8% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 11.54% | 1031.77%-1020.2pp | 777.93%-766.4pp | 551.28%-539.7pp |
| Employer contribution / active EE | $2,810 | $3,085-8.9% | $2,915-3.6% | $4,663-39.7% |
| Participant deferral / active EE | $6,795 | $4,648+46.2% | $4,323+57.2% | $6,691+1.6% |
| Admin fee / account holder | $862 | $8,424-89.8% | $7,391-88.3% | $13,402-93.6% |