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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,264 | $88,702+22.1% | $81,780+32.4% | $145,978-25.8% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 11.54% | 1029.12%-1017.6pp | 776.27%-764.7pp | 550.52%-539.0pp |
| Employer contribution / active EE | $2,810 | $3,084-8.9% | $2,914-3.6% | $4,662-39.7% |
| Participant deferral / active EE | $6,795 | $4,645+46.3% | $4,321+57.3% | $6,690+1.6% |
| Admin fee / account holder | $862 | $8,414-89.8% | $7,384-88.3% | $13,400-93.6% |