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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,210 | $92,743-43.7% | $82,744-36.9% | $134,532-61.2% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -18.20% | 946.63%-964.8pp | 702.22%-720.4pp | 418.27%-436.5pp |
| Employer contribution / active EE | $2,520 | $3,273-23.0% | $3,008-16.2% | $4,741-46.8% |
| Participant deferral / active EE | $7,140 | $4,802+48.7% | $4,395+62.5% | $6,401+11.5% |
| Admin fee / account holder | $458 | $5,977-92.3% | $5,325-91.4% | $11,429-96.0% |