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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,840 | $96,678-17.4% | $86,640-7.8% | $139,466-42.8% |
| Participation rate | 50.0% | 74.4%-24.4pp | 71.7%-21.7pp | 80.3%-30.3pp |
| Annual return | 15.17% | 106.69%-91.5pp | 592.52%-577.3pp | 373.66%-358.5pp |
| Employer contribution / active EE | $2,810 | $3,265-13.9% | $3,024-7.1% | $4,754-40.9% |
| Participant deferral / active EE | $7,045 | $4,837+45.7% | $4,438+58.7% | $6,712+5.0% |
| Admin fee / account holder | $506 | $6,410-92.1% | $5,616-91.0% | $11,409-95.6% |