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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,222 | $176,105+35.8% | $159,474+50.0% | $167,536+42.8% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 13.11% | 331.91%-318.8pp | 263.68%-250.6pp | 478.82%-465.7pp |
| Employer contribution / active EE | $10,009 | $5,299+88.9% | $4,831+107.2% | $4,839+106.8% |
| Participant deferral / active EE | $8,998 | $7,751+16.1% | $7,353+22.4% | $6,342+41.9% |
| Admin fee / account holder | $2,229 | $12,559-82.3% | $10,802-79.4% | $12,315-81.9% |