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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,396 | $138,114+79.8% | $125,391+98.1% | $134,545+84.6% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -13.49% | 750.88%-764.4pp | 572.41%-585.9pp | 418.37%-431.9pp |
| Employer contribution / active EE | $10,545 | $5,246+101.0% | $4,816+119.0% | $4,742+122.4% |
| Participant deferral / active EE | $9,325 | $7,801+19.5% | $7,448+25.2% | $6,401+45.7% |
| Admin fee / account holder | $6,120 | $11,570-47.1% | $10,009-38.9% | $11,431-46.5% |