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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,594 | $138,076-17.7% | $123,553-8.1% | $135,380-16.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.07% | 153.70%-162.8pp | 119.21%-128.3pp | 519.81%-528.9pp |
| Employer contribution / active EE | $8,113 | $5,152+57.5% | $4,628+75.3% | $4,779+69.8% |
| Participant deferral / active EE | $7,275 | $6,800+7.0% | $6,426+13.2% | $5,609+29.7% |
| Admin fee / account holder | $840 | $10,917-92.3% | $9,284-91.0% | $10,828-92.2% |