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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,604 | $106,974-37.7% | $90,796-26.6% | $138,895-52.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.5%+30.5pp | 79.9%+20.1pp |
| Annual return | 19.26% | 20.10%-0.8pp | 19.29%0pp | 145.39%-126.1pp |
| Employer contribution / active EE | $5,778 | $2,609+121.5% | $2,294+151.9% | $4,194+37.8% |
| Participant deferral / active EE | $9,832 | $4,455+120.7% | $3,822+157.3% | $6,396+53.7% |
| Admin fee / account holder | $5,471 | $8,626-36.6% | $7,024-22.1% | $12,562-56.4% |