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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,219 | $95,601-72.6% | $77,183-66.0% | $139,456-81.2% |
| Participation rate | 94.7% | 74.0%+20.8pp | 69.6%+25.2pp | 80.3%+14.4pp |
| Annual return | 18.78% | 54.96%-36.2pp | 37.89%-19.1pp | 373.45%-354.7pp |
| Employer contribution / active EE | $3,112 | $3,145-1.0% | $2,534+22.8% | $4,753-34.5% |
| Participant deferral / active EE | $5,266 | $4,623+13.9% | $3,833+37.4% | $6,711-21.5% |
| Admin fee / account holder | $981 | $8,302-88.2% | $5,475-82.1% | $11,407-91.4% |