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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,340 | $34,932+41.2% | $56,441-12.6% | $74,546-33.8% |
| Participation rate | 31.3% | 32.9%-1.6pp | 52.5%-21.2pp | 67.2%-36.0pp |
| Annual return | 14.59% | 24.90%-10.3pp | 1704.21%-1689.6pp | 1366.03%-1351.4pp |
| Employer contribution / active EE | $1,271 | $608+108.8% | $1,039+22.3% | $2,624-51.6% |
| Participant deferral / active EE | $2,378 | $1,173+102.8% | $1,953+21.8% | $4,347-45.3% |
| Admin fee / account holder | $2,976 | $2,359+26.1% | $2,829+5.2% | $1,944+53.1% |