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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,340 | $30,423+62.2% | $56,025-11.9% | $74,478-33.8% |
| Participation rate | 31.3% | 32.9%-1.6pp | 52.5%-21.3pp | 67.2%-36.0pp |
| Annual return | 14.59% | 24.97%-10.4pp | 1712.69%-1698.1pp | 1370.56%-1356.0pp |
| Employer contribution / active EE | $1,271 | $610+108.2% | $1,042+22.0% | $2,626-51.6% |
| Participant deferral / active EE | $2,378 | $1,176+102.2% | $1,955+21.7% | $4,350-45.3% |
| Admin fee / account holder | $2,976 | $2,363+25.9% | $2,828+5.2% | $1,946+52.9% |