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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,830 | $32,037-56.8% | $69,182-80.0% | $62,881-78.0% |
| Participation rate | 20.0% | 43.4%-23.4pp | 55.1%-35.1pp | 69.3%-49.3pp |
| Annual return | 101.42% | 15.16%+86.3pp | -21.93%+123.4pp | 20.14%+81.3pp |
| Employer contribution / active EE | $563 | $679-17.2% | $1,206-53.4% | $2,281-75.3% |
| Participant deferral / active EE | $722 | $1,185-39.1% | $1,897-62.0% | $3,203-77.5% |
| Admin fee / account holder | $0 | $2,608-100.0% | $2,697-100.0% | $4,296-100.0% |