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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,609 | $148,582-46.4% | $135,942-41.4% | $139,456-42.9% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 24.60% | 79.26%-54.7pp | 68.28%-43.7pp | 373.45%-348.8pp |
| Employer contribution / active EE | $2,118 | $5,245-59.6% | $4,858-56.4% | $4,753-55.4% |
| Participant deferral / active EE | $6,205 | $8,101-23.4% | $7,759-20.0% | $6,711-7.5% |
| Admin fee / account holder | $590 | $12,402-95.2% | $10,764-94.5% | $11,407-94.8% |