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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,485 | $138,102-42.4% | $125,381-36.6% | $134,532-40.9% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -18.69% | 750.73%-769.4pp | 572.31%-591.0pp | 418.27%-437.0pp |
| Employer contribution / active EE | $3,227 | $5,245-38.5% | $4,815-33.0% | $4,741-31.9% |
| Participant deferral / active EE | $4,675 | $7,801-40.1% | $7,448-37.2% | $6,401-27.0% |
| Admin fee / account holder | $9,263 | $11,568-19.9% | $10,007-7.4% | $11,429-18.9% |