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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,766 | $157,276-48.0% | $141,177-42.1% | $152,885-46.5% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 21.18% | 64.33%-43.2pp | 71.40%-50.2pp | 345.39%-324.2pp |
| Employer contribution / active EE | $1,858 | $5,262-64.7% | $4,736-60.8% | $4,763-61.0% |
| Participant deferral / active EE | $5,144 | $7,110-27.7% | $6,710-23.3% | $5,851-12.1% |
| Admin fee / account holder | $1,606 | $12,123-86.7% | $10,263-84.3% | $11,598-86.1% |