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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,027 | $78,013-58.9% | $178,449-82.1% | $80,911-60.4% |
| Participation rate | 53.1% | 65.7%-12.6pp | 77.1%-24.0pp | 67.6%-14.5pp |
| Annual return | 16.76% | 18.07%-1.3pp | 27.09%-10.3pp | 35.63%-18.9pp |
| Employer contribution / active EE | $1,708 | $2,287-25.3% | $3,951-56.8% | $2,756-38.0% |
| Participant deferral / active EE | $2,120 | $4,408-51.9% | $6,277-66.2% | $4,297-50.7% |
| Admin fee / account holder | $0 | $7,166-100.0% | $10,362-100.0% | $6,935-100.0% |