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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,200 | $70,666-65.8% | $169,385-85.7% | $75,181-67.8% |
| Participation rate | 53.3% | 64.8%-11.5pp | 77.2%-23.8pp | 67.2%-13.9pp |
| Annual return | 22.71% | 36.37%-13.7pp | 405.82%-383.1pp | 160.69%-138.0pp |
| Employer contribution / active EE | $1,464 | $2,210-33.7% | $4,012-63.5% | $2,671-45.2% |
| Participant deferral / active EE | $1,775 | $4,308-58.8% | $6,221-71.5% | $4,126-57.0% |
| Admin fee / account holder | $0 | $5,402-100.0% | $9,011-100.0% | $5,650-100.0% |