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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,743 | $190,879-89.1% | $160,009-87.0% | $134,532-84.6% |
| Participation rate | 73.3% | 82.0%-8.6pp | 78.0%-4.6pp | 81.2%-7.9pp |
| Annual return | -22.16% | 552.63%-574.8pp | 408.85%-431.0pp | 418.27%-440.4pp |
| Employer contribution / active EE | $2,292 | $4,995-54.1% | $4,225-45.8% | $4,741-51.7% |
| Participant deferral / active EE | $2,742 | $6,924-60.4% | $6,183-55.7% | $6,401-57.2% |
| Admin fee / account holder | $3,094 | $10,495-70.5% | $8,715-64.5% | $11,429-72.9% |