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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,554 | $73,839-53.2% | $143,788-76.0% | $68,495-49.6% |
| Participation rate | 23.7% | 66.7%-42.9pp | 80.3%-56.6pp | 67.9%-44.2pp |
| Annual return | -18.52% | 1.01%-19.5pp | -0.03%-18.5pp | -7.84%-10.7pp |
| Employer contribution / active EE | $569 | $3,184-82.1% | $4,952-88.5% | $2,596-78.1% |
| Participant deferral / active EE | $1,479 | $3,384-56.3% | $5,638-73.8% | $4,028-63.3% |
| Admin fee / account holder | $1,188 | $5,755-79.4% | $14,675-91.9% | $5,403-78.0% |