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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,947 | $91,179-70.4% | $178,499-84.9% | $79,852-66.3% |
| Participation rate | 26.2% | 69.2%-43.0pp | 81.9%-55.7pp | 69.6%-43.4pp |
| Annual return | 23.77% | 24.19%-0.4pp | 151.10%-127.3pp | 31.72%-7.9pp |
| Employer contribution / active EE | $1,186 | $3,256-63.6% | $5,011-76.3% | $2,471-52.0% |
| Participant deferral / active EE | $2,935 | $3,236-9.3% | $5,202-43.6% | $3,740-21.5% |
| Admin fee / account holder | $13,555 | $6,749+100.9% | $13,986-3.1% | $5,306+155.4% |