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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,082 | $168,635-92.2% | $147,617-91.1% | $125,389-89.6% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -7.35% | 77.65%-85.0pp | 61.98%-69.3pp | 282.24%-289.6pp |
| Employer contribution / active EE | $1,298 | $6,252-79.2% | $5,564-76.7% | $4,866-73.3% |
| Participant deferral / active EE | $4,352 | $5,507-21.0% | $4,895-11.1% | $5,352-18.7% |
| Admin fee / account holder | $144 | $13,580-98.9% | $11,612-98.8% | $9,541-98.5% |