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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,724 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,095 | $82,979-55.3% | $102,412-63.8% | $77,736-52.3% |
| Participation rate | 47.7% | 71.5%-23.8pp | 74.5%-26.8pp | 70.6%-22.9pp |
| Annual return | 14.78% | 19.11%-4.3pp | 24.94%-10.2pp | 31.26%-16.5pp |
| Employer contribution / active EE | $1,315 | $3,554-63.0% | $3,870-66.0% | $2,728-51.8% |
| Participant deferral / active EE | $2,234 | $4,109-45.6% | $5,060-55.9% | $4,651-52.0% |
| Admin fee / account holder | $38 | $639-94.1% | $8,388-99.5% | $433-91.3% |