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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $3,270 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,631 | $93,010-70.3% | $96,520-71.4% | $74,440-62.9% |
| Participation rate | 45.0% | 71.6%-26.5pp | 74.3%-29.3pp | 70.7%-25.7pp |
| Annual return | 20.82% | 37.50%-16.7pp | 35.72%-14.9pp | 34.37%-13.5pp |
| Employer contribution / active EE | $1,263 | $3,427-63.2% | $3,739-66.2% | $2,638-52.1% |
| Participant deferral / active EE | $2,128 | $3,971-46.4% | $4,879-56.4% | $4,529-53.0% |
| Admin fee / account holder | $31 | $633-95.2% | $6,733-99.5% | $348-91.2% |