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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,606 | $115,225-49.1% | $100,712-41.8% | $138,895-57.8% |
| Participation rate | 81.8% | 74.3%+7.5pp | 69.3%+12.5pp | 79.9%+1.9pp |
| Annual return | 16.15% | 40.35%-24.2pp | 33.27%-17.1pp | 145.39%-129.2pp |
| Employer contribution / active EE | $1,007 | $2,771-63.7% | $2,313-56.5% | $4,194-76.0% |
| Participant deferral / active EE | $5,381 | $4,699+14.5% | $4,085+31.7% | $6,396-15.9% |
| Admin fee / account holder | $522 | $10,844-95.2% | $9,256-94.4% | $12,562-95.8% |