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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,099 | $111,787-57.9% | $93,681-49.7% | $145,978-67.7% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 12.46% | 203.52%-191.1pp | 133.47%-121.0pp | 550.52%-538.1pp |
| Employer contribution / active EE | $946 | $3,093-69.4% | $2,422-60.9% | $4,662-79.7% |
| Participant deferral / active EE | $4,905 | $4,918-0.3% | $4,415+11.1% | $6,690-26.7% |
| Admin fee / account holder | $1,819 | $10,256-82.3% | $8,290-78.1% | $13,400-86.4% |